If you travel a lot medical treatment and hospital care can be costly if you fall ill overseas. Places outside the united states coverage for hospital or medical services are not provided by social security Medicare/Medicaid program.
You should be aware about which medical services your health insurance will cover abroad when you leave the united states. Senior citizens can contact the American Association of Retired Persons for information about foreign medical care coverage with Medicare supplement plans.
To know more about foreign medical care coverage with medicare supplement plans senior citizens can contact the American Association of Retired Persons.
In case your insurance policy doesn’t provide coverage for hospital or medical costs abroad you can purchase a temporary health policy that covers it. There are short-term health and emergency assistance policies designed specially for travelers.
Your travel agent can tell you the names of a company who provide such policies. In addition to health insurance, many policies include trip cancellation, baggage loss, and travel accident insurance in the same package. Some traveler’s check companies have protection policies available with the purchase of traveler’s checks.
Some insurance company may pay hospital cost abroad but very few will pay for medical evacuation back to the United States. It can cost $10,000 or more, depending on your location and medical condition.
Biggest advantage of health and emergency assistance policies is that they often include coverage for medical evacuation to the United States. If your health insurance covers you for emergencies abroad, then you should purchase supplemental insurance to cover medical evacuation.
Whatever health insurance coverage you choose for travel abroad, don’t forget to carry health insurance policy identity card and claim forms.
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